{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10475125","patent":{"patent_number":"US-10475125","title":"Utilizing financial data of a user to identify a life event affecting the user","assignee":null,"inventors":[],"filing_date":"2016-04-29T00:00:00.000Z","publication_date":"2019-11-12T00:00:00.000Z","cpc_codes":["G06Q","G06N","G06N","G06N","G06N"],"num_claims":20,"abstract":"The invention relates to a method for identifying a life event affecting a user. The method includes obtaining a classification model. The classification model models how financial data of a user relates to life events. Also, the method includes gathering the financial data of the user. The financial data of the user matches at least a subset of the classification model. In addition, the method includes identifying a life event affecting the user by applying the classification model to the financial data of the user. Still yet, the method includes customizing a user interface of an application that is utilized by the user. The customization is based on the identified life event."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Utilizing financial data of a user to identify a life event affecting the user","description":"The invention relates to a method for identifying a life event affecting a user. The method includes obtaining a classification model. The classification model models how financial data of a user rela","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10475125","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10475125","citation_suggestion":"Patentable. \"Utilizing financial data of a user to identify a life event affecting the user\" (US-10475125). https://patentable.app/patents/US-10475125","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10475125","json":"https://patentable.app/api/llm-context/US-10475125","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T10:35:22.561Z"}