{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10496918","patent":{"patent_number":"US-10496918","title":"Cards and devices with multifunction magnetic emulators and methods for using the same","assignee":null,"inventors":[],"filing_date":"2018-10-31T00:00:00.000Z","publication_date":"2019-12-03T00:00:00.000Z","cpc_codes":["A61B","A61B","G06F","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06K","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06T","G06V","G06V","G07F","G07F","G06T","G06T","G06V"],"num_claims":18,"abstract":"A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time. Such dynamic information may be communicated using such an emulator such that a card may be swiped through a magnetic stripe reader—yet communicate different information based on time. An emulator may receive information as well as communicate information to a variety of receivers (e.g., an RFID receiver)."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Cards and devices with multifunction magnetic emulators and methods for using the same","description":"A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial trans","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10496918","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10496918","citation_suggestion":"Patentable. \"Cards and devices with multifunction magnetic emulators and methods for using the same\" (US-10496918). https://patentable.app/patents/US-10496918","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10496918","json":"https://patentable.app/api/llm-context/US-10496918","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T11:56:31.009Z"}