{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10504188","patent":{"patent_number":"US-10504188","title":"Systems and methods using a mobile device to collect data for insurance premiums","assignee":null,"inventors":[],"filing_date":"2017-01-24T00:00:00.000Z","publication_date":"2019-12-10T00:00:00.000Z","cpc_codes":["G06Q","B60W","G01C","G01C","G01S","G06Q","G06Q","G06Q","G06Q","G07C","G07C","G07C","H04W","H04W","H04L"],"num_claims":15,"abstract":"A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods using a mobile device to collect data for insurance premiums","description":"A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10504188","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10504188","citation_suggestion":"Patentable. \"Systems and methods using a mobile device to collect data for insurance premiums\" (US-10504188). https://patentable.app/patents/US-10504188","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10504188","json":"https://patentable.app/api/llm-context/US-10504188","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T10:03:40.441Z"}