{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10504189","patent":{"patent_number":"US-10504189","title":"Systems and methods for analyzing property telematics data to update risk-based coverage of a property","assignee":null,"inventors":[],"filing_date":"2017-02-23T00:00:00.000Z","publication_date":"2019-12-10T00:00:00.000Z","cpc_codes":["G06Q","G06Q"],"num_claims":12,"abstract":"Systems and methods may analyze property telematics data, with homeowner permission or affirmative consent, to update risk-based coverage of a property, such as a house, during a short-term rental. The systems include a renter analytics computing device, a plurality of property telematics devices at the property, including at least one sensor, and a property telematics controller. The renter analytics computing device is configured to retrieve a pre-rental record including parameters of a short-term rental of the property, and retrieve property telematics data, from the property telematics devices, associated with the short-term rental. The renter analytics computing device may develop a risk level profile associated with the short-term rental and determine an adjusted coverage rate to cover the property during the short-term rental. As a result, a homeowner of the property may be protected against damages incurred to the property during the short-term rental."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods for analyzing property telematics data to update risk-based coverage of a property","description":"Systems and methods may analyze property telematics data, with homeowner permission or affirmative consent, to update risk-based coverage of a property, such as a house, during a short-term rental. Th","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10504189","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10504189","citation_suggestion":"Patentable. \"Systems and methods for analyzing property telematics data to update risk-based coverage of a property\" (US-10504189). https://patentable.app/patents/US-10504189","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10504189","json":"https://patentable.app/api/llm-context/US-10504189","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T11:52:15.484Z"}