{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10515354","patent":{"patent_number":"US-10515354","title":"Discounted card not present rates following failed card present attempts","assignee":null,"inventors":[],"filing_date":"2014-12-05T00:00:00.000Z","publication_date":"2019-12-24T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q","G07F"],"num_claims":28,"abstract":"Merchants that have access to financial transaction card readers sometimes experience failed card reads when attempting a transaction. The merchant may then perform the transaction by manually entering account information from the financial transaction card, which can cause the merchant to be charged a higher fee than would have been charged if the transaction had been performed with the card reader. Technology is disclosed for providing discounted transaction rates for a card not present transaction following a failed card read. This is accomplished by detecting a failed card read of a financial transaction card through a card reader; detecting a card not present transaction including receiving user input of textual account access data; matching the failed card read with the card not present transaction; and crediting a difference between a fee charged for the card not present transaction and a fee which would have been charged for the attempted transaction."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Discounted card not present rates following failed card present attempts","description":"Merchants that have access to financial transaction card readers sometimes experience failed card reads when attempting a transaction. The merchant may then perform the transaction by manually enterin","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10515354","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10515354","citation_suggestion":"Patentable. \"Discounted card not present rates following failed card present attempts\" (US-10515354). https://patentable.app/patents/US-10515354","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10515354","json":"https://patentable.app/api/llm-context/US-10515354","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T02:44:57.750Z"}