{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10521786","patent":{"patent_number":"US-10521786","title":"Method of reducing fraud in on-line transactions","assignee":null,"inventors":[],"filing_date":"2017-10-19T00:00:00.000Z","publication_date":"2019-12-31T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","H04W"],"num_claims":20,"abstract":"The invention provides a method for verifying the identity of an internet user, or for detecting the misuse of an identity, during an on-line transaction. The method involves comparing the geographic location of the transaction to the geographic location of the user's cell phone or other mobile device, and taking a geographically close location relationship between the two as a positive indication of identity. Various additional factors are taken into account so as to reduce the incidence of false negatives, and to improve the reliability of positive identifications."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Method of reducing fraud in on-line transactions","description":"The invention provides a method for verifying the identity of an internet user, or for detecting the misuse of an identity, during an on-line transaction. The method involves comparing the geographic ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10521786","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10521786","citation_suggestion":"Patentable. \"Method of reducing fraud in on-line transactions\" (US-10521786). https://patentable.app/patents/US-10521786","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10521786","json":"https://patentable.app/api/llm-context/US-10521786","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T10:34:16.784Z"}