{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10521791","patent":{"patent_number":"US-10521791","title":"Systems and methods for communicating liability acceptance with payment card transactions","assignee":null,"inventors":[],"filing_date":"2014-05-07T00:00:00.000Z","publication_date":"2019-12-31T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q"],"num_claims":24,"abstract":"A computer-based method for communicating liability acceptance for payment card transactions is provided. The method uses a computer device including a processor and a memory. The method includes receiving, by the processor, a transaction authorization request message for a payment card transaction having a default-liable party. The transaction authorization request message includes a shifted-liability acceptance indicator identifying a different party to the transaction that accepts liability for the payment card transaction. The method also includes authorizing the payment card transaction based at least in part on the shifted-liability acceptance indicator. The shifted-liability acceptance indicator changes the liability for the payment card transaction from the default-liable party to the different party accepting liability."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods for communicating liability acceptance with payment card transactions","description":"A computer-based method for communicating liability acceptance for payment card transactions is provided. The method uses a computer device including a processor and a memory. The method includes rece","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10521791","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10521791","citation_suggestion":"Patentable. \"Systems and methods for communicating liability acceptance with payment card transactions\" (US-10521791). https://patentable.app/patents/US-10521791","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10521791","json":"https://patentable.app/api/llm-context/US-10521791","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T18:07:11.487Z"}