{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10540720","patent":{"patent_number":"US-10540720","title":"Systems and methods for administering investment portfolios based on transaction data","assignee":null,"inventors":[],"filing_date":"2014-10-01T00:00:00.000Z","publication_date":"2020-01-21T00:00:00.000Z","cpc_codes":["G06Q","G06Q"],"num_claims":20,"abstract":"The disclosed embodiments include systems and methods for administering actual and virtual investment portfolios based on transaction data associated with one or more users. The disclosed embodiments may be configured to modify an investment risk tolerance of a user based on transaction data identifying one or more first products purchased by the user and one or more prior financial services transactions associated with the user. The disclosed embodiments may also be configured to identify one or more first securities based on a portion of the transaction data and the modified investment risk tolerance. In certain aspects, the identified first securities may be related to at least one of the purchased products."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods for administering investment portfolios based on transaction data","description":"The disclosed embodiments include systems and methods for administering actual and virtual investment portfolios based on transaction data associated with one or more users. The disclosed embodiments ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10540720","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10540720","citation_suggestion":"Patentable. \"Systems and methods for administering investment portfolios based on transaction data\" (US-10540720). https://patentable.app/patents/US-10540720","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10540720","json":"https://patentable.app/api/llm-context/US-10540720","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T16:19:40.174Z"}