{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-10546321","patent":{"patent_number":"US-10546321","title":"Lending offers in an electronic commerce marketplace","assignee":null,"inventors":[],"filing_date":"2015-12-30T00:00:00.000Z","publication_date":"2020-01-28T00:00:00.000Z","cpc_codes":["G06Q","G06Q"],"num_claims":20,"abstract":"A system and/or method may be provided for providing a financing offer to the user based on a user's browsing session. An example method includes monitoring a browsing session of a user. The method also includes detecting, based on monitoring the browsing session, an action indicating that the user will purchase a product from a merchant during the browsing session. The method further includes providing, based on the action, the user with a user selectable option to accept a financing offer for the purchase of the product. The financing offer is associated with a lender and specifies a set of offer terms. The method also includes in response to a determination that the user has accepted the financing offer, debiting a lender account associated with the lender, crediting a merchant account associated with the merchant, and establishing an agreement of the financing offer between the user and lender."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Lending offers in an electronic commerce marketplace","description":"A system and/or method may be provided for providing a financing offer to the user based on a user's browsing session. An example method includes monitoring a browsing session of a user. The method al","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-10546321","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-10546321","citation_suggestion":"Patentable. \"Lending offers in an electronic commerce marketplace\" (US-10546321). https://patentable.app/patents/US-10546321","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-10546321","json":"https://patentable.app/api/llm-context/US-10546321","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T17:06:24.414Z"}