{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11244289","patent":{"patent_number":"US-11244289","title":"Methods and systems for managing financial institution customer accounts","assignee":null,"inventors":[],"filing_date":"2008-10-31T00:00:00.000Z","publication_date":"2022-02-08T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":8,"abstract":"A computer-implemented method and system for managing financial institution customer transaction accounts involves issuing a relationship presentment card with a relationship identifier unique to the customer that is linked to a plurality of the customer's financial institution transaction accounts via pre-defined parameters for determining to which of the customer's linked accounts to post particular transactions with the relationship presentment card. Thereafter, when data for a transaction with the card is received by a processing platform of the financial institution via a merchant acquirer and a card association processing network, the card processing platform of the financial institution identifies a particular financial institution account of the customer to which the transaction should be posted according to the pre-defined parameters based on the transaction data and posts the transaction to the identified financial institution account of the customer."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Methods and systems for managing financial institution customer accounts","description":"A computer-implemented method and system for managing financial institution customer transaction accounts involves issuing a relationship presentment card with a relationship identifier unique to the ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11244289","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11244289","citation_suggestion":"Patentable. \"Methods and systems for managing financial institution customer accounts\" (US-11244289). https://patentable.app/patents/US-11244289","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11244289","json":"https://patentable.app/api/llm-context/US-11244289","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T05:12:13.268Z"}