{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11244322","patent":{"patent_number":"US-11244322","title":"Methods and apparatus for chargebacks of push payment transactions","assignee":null,"inventors":[],"filing_date":"2018-09-18T00:00:00.000Z","publication_date":"2022-02-08T00:00:00.000Z","cpc_codes":["G06Q","G06Q"],"num_claims":3,"abstract":"A method includes associating a virtual card number (VCN) with an account owned by a customer. The VCN is in a format used for account numbers in a payment card system. The account is not a payment card system account. After a P2M (person to merchant) push payment transaction funded by the account, a request is received from the customer to perform a chargeback with respect to the P2M transaction. A message is transmitted to execute the requested chargeback. The message includes the VCN."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Methods and apparatus for chargebacks of push payment transactions","description":"A method includes associating a virtual card number (VCN) with an account owned by a customer. The VCN is in a format used for account numbers in a payment card system. The account is not a payment ca","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11244322","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11244322","citation_suggestion":"Patentable. \"Methods and apparatus for chargebacks of push payment transactions\" (US-11244322). https://patentable.app/patents/US-11244322","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11244322","json":"https://patentable.app/api/llm-context/US-11244322","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T15:36:03.914Z"}