{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11263834","patent":{"patent_number":"US-11263834","title":"Automobile risk assessment using average velocity differentials","assignee":null,"inventors":[],"filing_date":"2018-02-07T00:00:00.000Z","publication_date":"2022-03-01T00:00:00.000Z","cpc_codes":["G06Q","B60W","B60W","G07C","G07C","G07C","H04W","H04W"],"num_claims":20,"abstract":"Systems and methods for using a vehicle's relative speed to determine an automobile insurance risk assessment rating are provided. According to certain aspects, an average velocity may be calculated, either from real-time or historical telematics data, for a group of vehicles traveling in the same direction on a roadway. Additionally, an average velocity differential for a target vehicle may be determined based upon the average velocity of the group of vehicles. Moreover, based upon the average velocity differential, an automobile insurance risk assessment rating for an individual may be determined which may cause a change in the individual's automobile insurance premium. Further, recommendations on how to improve the individual's automobile insurance risk assessment rating may be provided to the user via the user interface of an electronic device associated with the individual."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Automobile risk assessment using average velocity differentials","description":"Systems and methods for using a vehicle's relative speed to determine an automobile insurance risk assessment rating are provided. According to certain aspects, an average velocity may be calculated, ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11263834","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11263834","citation_suggestion":"Patentable. \"Automobile risk assessment using average velocity differentials\" (US-11263834). https://patentable.app/patents/US-11263834","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11263834","json":"https://patentable.app/api/llm-context/US-11263834","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T06:22:46.242Z"}