{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11270375","patent":{"patent_number":"US-11270375","title":"Method and system for aggregating personal financial data to predict consumer financial health","assignee":null,"inventors":[],"filing_date":"2017-10-31T00:00:00.000Z","publication_date":"2022-03-08T00:00:00.000Z","cpc_codes":["G06Q","G06N","G06N","G06Q"],"num_claims":16,"abstract":"A method for measuring financial health involves aggregating financial data from different data sources into a single financial data warehouse; extracting multiple customer financial characteristics from the financial data warehouse to build multiple financial profiles for a plurality of known customers; training a predictive machine learning model using the multiple financial profiles of multiple known customers to obtain a trained model; generating a grade mapping table using the trained model and a pre-defined business rule; applying the trained model to the financial data of a user to obtain a financial health score set; applying the grade mapping table to the financial data of the user to obtain a financial health grade set; and presenting the financial health grade set and the financial health score set to the user via a multimedia user interface."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Method and system for aggregating personal financial data to predict consumer financial health","description":"A method for measuring financial health involves aggregating financial data from different data sources into a single financial data warehouse; extracting multiple customer financial characteristics f","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11270375","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11270375","citation_suggestion":"Patentable. \"Method and system for aggregating personal financial data to predict consumer financial health\" (US-11270375). https://patentable.app/patents/US-11270375","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11270375","json":"https://patentable.app/api/llm-context/US-11270375","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T13:42:18.545Z"}