{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11276069","patent":{"patent_number":"US-11276069","title":"Risk payment processing method and apparatus, and device","assignee":null,"inventors":[],"filing_date":"2021-05-03T00:00:00.000Z","publication_date":"2022-03-15T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q"],"num_claims":14,"abstract":"A payment processing method comprises: receiving, by a transaction platform, a payment request, wherein the payment request indicates that a protocol payment is performed for a current payment using a third-party payment account; initiating, by the transaction platform, if the third-party payment account is determined as having a risk, a security verification request to a third-party payment service party, to trigger the third-party payment service party to execute a security verification for the current payment to generate a security verification result; obtaining, by the transaction platform, the security verification result from the third-party payment service party; and executing, by the transaction platform, a current payment process for the current payment according to the security verification result. The risk is reduced in the payment process by an identity verification of a third-party payment service to ensure payment security and improve payment experience."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Risk payment processing method and apparatus, and device","description":"A payment processing method comprises: receiving, by a transaction platform, a payment request, wherein the payment request indicates that a protocol payment is performed for a current payment using a","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11276069","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11276069","citation_suggestion":"Patentable. \"Risk payment processing method and apparatus, and device\" (US-11276069). https://patentable.app/patents/US-11276069","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11276069","json":"https://patentable.app/api/llm-context/US-11276069","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T21:55:09.021Z"}