{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11282052","patent":{"patent_number":"US-11282052","title":"Payment channel recommendation","assignee":null,"inventors":[],"filing_date":"2020-02-27T00:00:00.000Z","publication_date":"2022-03-22T00:00:00.000Z","cpc_codes":["G06N","G06Q","G06N","G06Q","G06Q","G06N"],"num_claims":20,"abstract":"A computer-implemented method includes: determining a target user corresponding to a payment request and a plurality of payment channels corresponding to the payment request; obtaining payment features based on the target user and the plurality of payment channels, in which the payment features include features representing historical characteristics of one or more payments made by the target user using one or more of the plurality of payment channels; determining, based on the payment features, a recommendation score corresponding to each of the plurality of payment channels in accordance with a prediction model; and generating, based on the determined recommendation scores of the plurality of payment channels, a recommendation including at least one of: a selection of at least one of the plurality of payment channels, and a manner of presentation of at least one of the plurality of payment channels."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Payment channel recommendation","description":"A computer-implemented method includes: determining a target user corresponding to a payment request and a plurality of payment channels corresponding to the payment request; obtaining payment feature","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11282052","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11282052","citation_suggestion":"Patentable. \"Payment channel recommendation\" (US-11282052). https://patentable.app/patents/US-11282052","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11282052","json":"https://patentable.app/api/llm-context/US-11282052","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T21:25:13.021Z"}