{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11296885","patent":{"patent_number":"US-11296885","title":"System and method for implementing channel dynamic multifactor authentication","assignee":null,"inventors":[],"filing_date":"2018-07-31T00:00:00.000Z","publication_date":"2022-04-05T00:00:00.000Z","cpc_codes":["H04L","H04L","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","H04L","H04L","H04L","H04L","H04L"],"num_claims":20,"abstract":"An embodiment of the present invention is directed to a Channel Dynamic Multifactor Authentication. This solution provides the capability to select a multifactor authentication channel (e.g., email, SMS, etc.) dynamically based on multiple sources of risk scoring input data. The risk decision engine may determine an optimal lowest risk delivery channel for delivery of a one-time passcode and/or implement an additional or alternative mechanism for user authentication or verification."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System and method for implementing channel dynamic multifactor authentication","description":"An embodiment of the present invention is directed to a Channel Dynamic Multifactor Authentication. This solution provides the capability to select a multifactor authentication channel (e.g., email, S","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11296885","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11296885","citation_suggestion":"Patentable. \"System and method for implementing channel dynamic multifactor authentication\" (US-11296885). https://patentable.app/patents/US-11296885","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11296885","json":"https://patentable.app/api/llm-context/US-11296885","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T21:21:45.448Z"}