{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11301861","patent":{"patent_number":"US-11301861","title":"System and method for modifying payment processing times upon suspicion of fraud","assignee":null,"inventors":[],"filing_date":"2020-10-21T00:00:00.000Z","publication_date":"2022-04-12T00:00:00.000Z","cpc_codes":["G06Q","G06N","G06Q","G06Q","G06Q","G06N"],"num_claims":20,"abstract":"Systems, methods, and computer-readable storage media for monitoring risk levels in continuing to allow a potentially compromised payment card to continue to be used. An exemplary system can include a processor which receives a notification of unauthorized use of a card, retrieves a transaction history of authorized use of the card, and performs predictive modeling based on the transaction history based to determine a predicted transaction amount for future transactions. The system can then determine a risk level of continued use of the card and modify processing of the ongoing transaction based on the risk level. The system can then issue a risk level notification to proper authorities."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System and method for modifying payment processing times upon suspicion of fraud","description":"Systems, methods, and computer-readable storage media for monitoring risk levels in continuing to allow a potentially compromised payment card to continue to be used. An exemplary system can include a","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11301861","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11301861","citation_suggestion":"Patentable. \"System and method for modifying payment processing times upon suspicion of fraud\" (US-11301861). https://patentable.app/patents/US-11301861","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11301861","json":"https://patentable.app/api/llm-context/US-11301861","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T20:33:52.296Z"}