{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11461843","patent":{"patent_number":"US-11461843","title":"Multi-lender platform that securely stores proprietary information for pre-qualifying an applicant","assignee":null,"inventors":[],"filing_date":"2020-05-22T00:00:00.000Z","publication_date":"2022-10-04T00:00:00.000Z","cpc_codes":["G06Q","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06F","G06N","G06N","G06N","G06N","G06N","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","G06F","G06F","G06F","G06K","G06N","G06N","G06N","G06Q","G06Q","H04L","H04L"],"num_claims":20,"abstract":"The system and methods described herein allow users to apply for a purchase of a good from multiple providers using provider specific methodologies for generating offers for the product. For example, the system described herein may include a multi-layer architecture that includes interactive micro-services that communicate together in a bi-directional manner to create a normalized process for the purchase of a good, such as commercial goods/products (e.g. a vehicle) or real property. The micro-services may assess prequalification for a loan or financing for a good, followed by determining eligibility of the good for financing, and further followed by calculating pricing details for loans (e.g. for financing purchase of the good) that would be offered for a consumer's particular financial credentials, for each of a plurality of lenders. Prequalification and pricing may be performed on a good by good basis, or for a plurality of goods near or substantially simultaneously."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Multi-lender platform that securely stores proprietary information for pre-qualifying an applicant","description":"The system and methods described herein allow users to apply for a purchase of a good from multiple providers using provider specific methodologies for generating offers for the product. For example, ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11461843","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11461843","citation_suggestion":"Patentable. \"Multi-lender platform that securely stores proprietary information for pre-qualifying an applicant\" (US-11461843). https://patentable.app/patents/US-11461843","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11461843","json":"https://patentable.app/api/llm-context/US-11461843","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T21:24:29.022Z"}