{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11468383","patent":{"patent_number":"US-11468383","title":"Model validation of credit risk","assignee":null,"inventors":[],"filing_date":"2018-05-01T00:00:00.000Z","publication_date":"2022-10-11T00:00:00.000Z","cpc_codes":["G06Q","G06N"],"num_claims":10,"abstract":"The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of validating models guided by machine learning algorithms. The innovation can begin by receiving a risk model for validation having multiple sets of data. A first data set is selected from as an input. Outputs are generated for validation. One output can be generating a second set of analysis results using a comparable algorithm to the risk model. Another output can be generating a second set of variables and transformations using a machine learning algorithm and an un-transformed set of the selected variables to assess the set of selected transformations. Another output can be generating a third set of variables using one or more machine learning algorithms and an extended feature set of variables to assess the selected variables. The outputs are compared to the analysis results, coefficients, selected variables, and selected transformations. A report of the comparison is generated."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Model validation of credit risk","description":"The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of validating models guided by machine learning algorithms. The innovation can begin by receiving a ri","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11468383","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11468383","citation_suggestion":"Patentable. \"Model validation of credit risk\" (US-11468383). https://patentable.app/patents/US-11468383","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11468383","json":"https://patentable.app/api/llm-context/US-11468383","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T19:46:28.108Z"}