{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11468996","patent":{"patent_number":"US-11468996","title":"Maintaining stability of health services entities treating influenza","assignee":null,"inventors":[],"filing_date":"2020-05-04T00:00:00.000Z","publication_date":"2022-10-11T00:00:00.000Z","cpc_codes":["G16H","G16H","G16H","G16H"],"num_claims":19,"abstract":"Systems, methods and computer-readable media are provided for determining and mitigating the aggregate loss risk associated with hospitalization for epidemic or pandemic influenza for health insurers, reinsurers, provider organizations, or public policy-makers. An accurate prediction of this risk may be provided, which may be used to determine parameters for reinsurance underwriting or for issuance and trading of catastrophe bonds (“cat bonds”) or other insurance-linked securities (ILS) and derivatives to lay off substantial amounts of such risk to capital markets investors. In particular, one embodiment uses a novel log-expit transformation of the raw data and non-parametric gradient-boosting machine-learning modeling in order to determine a high-claim right-tail risk. Some embodiments further comprise securitizing epidemic or pandemic influenza acute care health services catastrophe risk."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Maintaining stability of health services entities treating influenza","description":"Systems, methods and computer-readable media are provided for determining and mitigating the aggregate loss risk associated with hospitalization for epidemic or pandemic influenza for health insurers,","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11468996","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11468996","citation_suggestion":"Patentable. \"Maintaining stability of health services entities treating influenza\" (US-11468996). https://patentable.app/patents/US-11468996","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11468996","json":"https://patentable.app/api/llm-context/US-11468996","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T17:15:25.287Z"}