{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11494773","patent":{"patent_number":"US-11494773","title":"System and method for integrating cyber fraud intelligence and payment risk decisions","assignee":null,"inventors":[],"filing_date":"2017-09-22T00:00:00.000Z","publication_date":"2022-11-08T00:00:00.000Z","cpc_codes":["G06Q","G06F","G06F","G06Q","H04L","G06F","G06F","H04L"],"num_claims":12,"abstract":"The invention relates to a method and system that combines payment data and cyber fraud indicators to identify potential fraud in payment requests from a client. The system comprises: a memory that stores and maintains a list of known fraud characteristics and cyber fraud indicators; and a computer processor, coupled to the memory, programmed to: receive, via an electronic input, a payment instruction from the client; identify one or more cyber fraud indicators associated with the payment instruction; apply payment decisioning to merge the one or more cyber fraud indicators to the payment instruction; generate a risk score based on the payment decisioning to determine whether the payment instruction should be executed; and automatically apply the payment decisioning to the payment instruction."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System and method for integrating cyber fraud intelligence and payment risk decisions","description":"The invention relates to a method and system that combines payment data and cyber fraud indicators to identify potential fraud in payment requests from a client. The system comprises: a memory that st","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11494773","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11494773","citation_suggestion":"Patentable. \"System and method for integrating cyber fraud intelligence and payment risk decisions\" (US-11494773). https://patentable.app/patents/US-11494773","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11494773","json":"https://patentable.app/api/llm-context/US-11494773","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T12:44:43.238Z"}