{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11494780","patent":{"patent_number":"US-11494780","title":"Methods and systems for verifying cardholder authenticity when provisioning a token","assignee":null,"inventors":[],"filing_date":"2019-10-02T00:00:00.000Z","publication_date":"2022-11-08T00:00:00.000Z","cpc_codes":["G06Q","G06Q"],"num_claims":19,"abstract":"A computer-implemented method for verifying cardholder authenticity when provisioning a token is provided. The method uses an authentication server system having a processor and a memory. The method includes receiving, by the processor, a payment card account identifier provided by a payment requestor. The payment card account identifier for identifying a payment account associated with a cardholder. The method also includes determining a plurality of authentication data associated with the payment requestor, and performing an authentication process using the plurality of authentication data. The authentication process is configured to determine if the payment requestor is the cardholder. The method further includes determining an assurance level associated with the authentication process. The assurance level represents a level of confidence in the authentication process. Moreover, the method includes generating a token for the payment account, and storing the token with the payment card account identifier and the assurance level."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Methods and systems for verifying cardholder authenticity when provisioning a token","description":"A computer-implemented method for verifying cardholder authenticity when provisioning a token is provided. The method uses an authentication server system having a processor and a memory. The method i","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11494780","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11494780","citation_suggestion":"Patentable. \"Methods and systems for verifying cardholder authenticity when provisioning a token\" (US-11494780). https://patentable.app/patents/US-11494780","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11494780","json":"https://patentable.app/api/llm-context/US-11494780","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T20:59:34.854Z"}