{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11494848","patent":{"patent_number":"US-11494848","title":"Risk-transfer configurator and simulation engine providing forward- and backward-looking measures for steering and adjustments of risk-driven portfolios of underwriting objects and method thereof","assignee":null,"inventors":[],"filing_date":"2020-10-29T00:00:00.000Z","publication_date":"2022-11-08T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":7,"abstract":"A simulation device is provided for automated prediction of impact measures based on occurrences of physical events. The simulation device includes a plurality of sensors and circuitry configured to detect the occurrences of the physical events based on predefined event parameters, measure impacts of the physical events on a physical object based on impact parameters, dynamically capture characteristics of the physical object and generate characteristics parameters based on the captured characteristics, identify a plurality of records associated with predefined events impacting the physical object and transfer the records to a portfolio, generate a rate value based on the predefined event parameters and the characteristics parameters, and estimate a cost for transferring a record, and dynamically provide forward- and backward-looking impact measures based on at least one of (i) a variation of the rate value and (ii) the portfolio including the plurality of records."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Risk-transfer configurator and simulation engine providing forward- and backward-looking measures for steering and adjustments of risk-driven portfolios of underwriting objects and method thereof","description":"A simulation device is provided for automated prediction of impact measures based on occurrences of physical events. The simulation device includes a plurality of sensors and circuitry configured to d","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11494848","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11494848","citation_suggestion":"Patentable. \"Risk-transfer configurator and simulation engine providing forward- and backward-looking measures for steering and adjustments of risk-driven portfolios of underwriting objects and method thereof\" (US-11494848). https://patentable.app/patents/US-11494848","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11494848","json":"https://patentable.app/api/llm-context/US-11494848","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T23:04:34.422Z"}