{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11521211","patent":{"patent_number":"US-11521211","title":"Systems and methods for incorporating breach velocities into fraud scoring models","assignee":null,"inventors":[],"filing_date":"2018-12-28T00:00:00.000Z","publication_date":"2022-12-06T00:00:00.000Z","cpc_codes":["G06Q","H04L","G06Q","G06Q","H04L"],"num_claims":20,"abstract":"A method and system for detecting fraudulent network events in a payment card network by incorporating breach velocities into fraud scoring models are provided. A potential compromise event is detected, and payment cards that transacted at a compromised entity associated with the potential compromise event are identified. Subsequent transaction activity for the payment cards is reviewed, and a data structure for the payment cards are generated. The data structure sorts subsequent transaction activity into fraud score range stripes. The data structure is parsed over a plurality of time periods, and at least one cumulative metric is calculated for each of the time periods in each fraud score range stripe. A plurality of ratio striping values are determined, and a set of feature inputs is generated using the ratio striping values. The feature inputs are applied to a scoring model used to score future real-time transactions initiated using the payment cards."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods for incorporating breach velocities into fraud scoring models","description":"A method and system for detecting fraudulent network events in a payment card network by incorporating breach velocities into fraud scoring models are provided. A potential compromise event is detecte","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11521211","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11521211","citation_suggestion":"Patentable. \"Systems and methods for incorporating breach velocities into fraud scoring models\" (US-11521211). https://patentable.app/patents/US-11521211","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11521211","json":"https://patentable.app/api/llm-context/US-11521211","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T03:22:28.136Z"}