{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11936649","patent":{"patent_number":"US-11936649","title":"Multi-factor authentication","assignee":null,"inventors":[],"filing_date":"2021-10-22T00:00:00.000Z","publication_date":"2024-03-19T00:00:00.000Z","cpc_codes":["H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L","H04L"],"num_claims":19,"abstract":"Systems and methods for multi-factor authentication are based on validation of an inherence factor and a possession factor obtained in a “frictionless” or almost frictionless manner. A method conducted at a software application executing on a user device associated with a user and connected to a server computer, includes obtaining signing or encryption of a set of data elements using a cryptographic key securely stored for exclusive use by the software application and transmitting the signed or encrypted data elements to the server computer. The method includes transmitting, to the server computer, a payload including contextual data which includes behavioural data collected via one or more contextual data sources. The signed data elements represent a possession factor and the payload including contextual data represents an inherence factor for validation and multi-factor authentication by the server computer."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Multi-factor authentication","description":"Systems and methods for multi-factor authentication are based on validation of an inherence factor and a possession factor obtained in a “frictionless” or almost frictionless manner. A method conducte","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11936649","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11936649","citation_suggestion":"Patentable. \"Multi-factor authentication\" (US-11936649). https://patentable.app/patents/US-11936649","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11936649","json":"https://patentable.app/api/llm-context/US-11936649","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T11:50:14.022Z"}