{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11948202","patent":{"patent_number":"US-11948202","title":"Systems and methods to quantify and differentiate individual insurance risk actual driving behavior and driving environment","assignee":null,"inventors":[],"filing_date":"2021-11-23T00:00:00.000Z","publication_date":"2024-04-02T00:00:00.000Z","cpc_codes":["G06Q","B60W","B60W","B60W","B60W","B60W","B60W","B60W","B60W","B60W","B60W","B60W","B60W","B62D"],"num_claims":20,"abstract":"The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods to quantify and differentiate individual insurance risk actual driving behavior and driving environment","description":"The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The syst","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11948202","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11948202","citation_suggestion":"Patentable. \"Systems and methods to quantify and differentiate individual insurance risk actual driving behavior and driving environment\" (US-11948202). https://patentable.app/patents/US-11948202","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11948202","json":"https://patentable.app/api/llm-context/US-11948202","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T04:21:39.073Z"}