{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11989733","patent":{"patent_number":"US-11989733","title":"Multi-model system for electronic transaction authorization and fraud detection","assignee":null,"inventors":[],"filing_date":"2021-10-15T00:00:00.000Z","publication_date":"2024-05-21T00:00:00.000Z","cpc_codes":["G06Q","G06V","G06F","G06N","G06N","G06Q","G06V","G06V","G06V","G06V","G06V","G06V"],"num_claims":20,"abstract":"A method receives an electronic image and uses the image as an input to a neural network. Based on a determination that the image represents a document, the method uses the image as an input to another neural network to identify a portion of the document containing an identifier. The method extracts the identifier by performing character recognition on the identified portion and determines whether the identifier is valid by using a validation API to determine whether the identifier is associated with a valid account at an institution. Based on a determination that the identifier is associated with a valid account, the method authorizes a transaction associated with the identifier. Based on a determination that the identifier is not associated with a valid account, the method denies the transaction. The first neural network classifies the electronic image into one of multiple valid document types and an invalid document type."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Multi-model system for electronic transaction authorization and fraud detection","description":"A method receives an electronic image and uses the image as an input to a neural network. Based on a determination that the image represents a document, the method uses the image as an input to anothe","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11989733","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11989733","citation_suggestion":"Patentable. \"Multi-model system for electronic transaction authorization and fraud detection\" (US-11989733). https://patentable.app/patents/US-11989733","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11989733","json":"https://patentable.app/api/llm-context/US-11989733","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T11:50:10.001Z"}