{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11995175","patent":{"patent_number":"US-11995175","title":"Favorite merchants selection in transaction based authentication","assignee":null,"inventors":[],"filing_date":"2021-10-06T00:00:00.000Z","publication_date":"2024-05-28T00:00:00.000Z","cpc_codes":["G06F","G06Q","G06N","G06Q","G06Q","G06Q","G06F"],"num_claims":20,"abstract":"Methods, systems, and apparatuses are described herein for improving computer authentication processes through presenting favorite merchants selection in transaction-based authentication. A computing device may receive a request for access to an account associated with a user. The computing device may train a machine learning model to determine predicted favorite merchant information, and provide one or more transactions conducted by the user as input to the trained first machine learning model. Data indicating favorite merchant information may be received from the trained first machine learning model. An authentication question may be generated and a candidate response to the authentication question may be received. Based on the candidate response, access to the account may be provided."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Favorite merchants selection in transaction based authentication","description":"Methods, systems, and apparatuses are described herein for improving computer authentication processes through presenting favorite merchants selection in transaction-based authentication. A computing ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11995175","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11995175","citation_suggestion":"Patentable. \"Favorite merchants selection in transaction based authentication\" (US-11995175). https://patentable.app/patents/US-11995175","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11995175","json":"https://patentable.app/api/llm-context/US-11995175","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T06:57:22.760Z"}