{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-11995654","patent":{"patent_number":"US-11995654","title":"Predictive pre-authorization of transactions using passive biometrics","assignee":null,"inventors":[],"filing_date":"2022-02-04T00:00:00.000Z","publication_date":"2024-05-28T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06F","G06Q","G06Q"],"num_claims":8,"abstract":"A system and method for predictive pre-authorization of transactions using biometrics which uses wireless mobile devices and biometric scanning to automatically predict pre-authorized transaction amounts in a secure manner without requiring the customer to handle his or her mobile device. The system and method uses a payment facilitation device at the business location which automatically detects and recognizes registered mobile devices, displays a photo of the customer to a business employee for identity confirmation, verifies the customer with a biometrics verification database, generates a pre-authorization amount with an authorization generator, and automatically deducts payments for purchases from a pre-authorized customer account."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Predictive pre-authorization of transactions using passive biometrics","description":"A system and method for predictive pre-authorization of transactions using biometrics which uses wireless mobile devices and biometric scanning to automatically predict pre-authorized transaction amou","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-11995654","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-11995654","citation_suggestion":"Patentable. \"Predictive pre-authorization of transactions using passive biometrics\" (US-11995654). https://patentable.app/patents/US-11995654","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-11995654","json":"https://patentable.app/api/llm-context/US-11995654","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T06:30:34.464Z"}