{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-12002040","patent":{"patent_number":"US-12002040","title":"Device driver for contactless payments","assignee":null,"inventors":[],"filing_date":"2022-09-26T00:00:00.000Z","publication_date":"2024-06-04T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G07F"],"num_claims":20,"abstract":"A device is configured to process contactless payments by wirelessly reading account information from enabled payment instruments and providing the account information, along with other information, to a remote payment processing system. The device has an embedded reader, such as a near-field communications (NFC) reader or a radio-frequency identification (RFID) reader. The operating system of the device has a device driver that provides access to the embedded reader. The device driver is implemented as part of the operating system kernel in order to protect it from access by non-privileged software. A POS application installed on the device uses the device driver to obtain payment instrument information from a payment instrument such as a credit card. Before providing the payment instrument information to the POS application, the device driver encrypts the payment instrument information using a public key provided by the payment processing system."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Device driver for contactless payments","description":"A device is configured to process contactless payments by wirelessly reading account information from enabled payment instruments and providing the account information, along with other information, t","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-12002040","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-12002040","citation_suggestion":"Patentable. \"Device driver for contactless payments\" (US-12002040). https://patentable.app/patents/US-12002040","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-12002040","json":"https://patentable.app/api/llm-context/US-12002040","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T11:54:32.957Z"}