{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-12002106","patent":{"patent_number":"US-12002106","title":"Systems and methods for adjusting premium rate based on usage","assignee":null,"inventors":[],"filing_date":"2022-07-27T00:00:00.000Z","publication_date":"2024-06-04T00:00:00.000Z","cpc_codes":["G06Q","B60W","G07C","G07C","G07C","B60W"],"num_claims":20,"abstract":"A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part on the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods for adjusting premium rate based on usage","description":"A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expecte","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-12002106","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-12002106","citation_suggestion":"Patentable. \"Systems and methods for adjusting premium rate based on usage\" (US-12002106). https://patentable.app/patents/US-12002106","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-12002106","json":"https://patentable.app/api/llm-context/US-12002106","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T14:10:02.989Z"}