{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8478686","patent":{"patent_number":"US-8478686","title":"Method of determining credit worthiness and profitability","assignee":null,"inventors":[],"filing_date":"2010-07-22T00:00:00.000Z","publication_date":"2013-07-02T00:00:00.000Z","cpc_codes":["G06Q"],"num_claims":33,"abstract":"A method for determining credit worthiness and profitability. A computer program is stored on a computer storage device, which is operatively connected to a display and an input device. The computer program generates a customer screen and includes a database of customer entries. The method includes logging into the computer program, viewing the customer screen on the display, inputting a customer data set and a financing data set for a new customer into the customer screen, and generating a credit score based on the data sets. The data sets and the credit score are stored as a new customer entry in the database. The computer program also generates a disposition screen for inputting and storing a disposition data set with a selected customer data entry. The computer program also generates an analysis screen for generating and viewing a profitability report showing a profitability data set of selected customer entries."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Method of determining credit worthiness and profitability","description":"A method for determining credit worthiness and profitability. A computer program is stored on a computer storage device, which is operatively connected to a display and an input device. The computer p","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8478686","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8478686","citation_suggestion":"Patentable. \"Method of determining credit worthiness and profitability\" (US-8478686). https://patentable.app/patents/US-8478686","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8478686","json":"https://patentable.app/api/llm-context/US-8478686","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T22:11:28.458Z"}