{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8478689","patent":{"patent_number":"US-8478689","title":"Debit card processing","assignee":null,"inventors":[],"filing_date":"2012-01-23T00:00:00.000Z","publication_date":"2013-07-02T00:00:00.000Z","cpc_codes":["G06Q","G06Q"],"num_claims":17,"abstract":"In a payment terminal that includes a processor and a memory, a request is received to process a transaction using a payment card, the request specifying a transaction amount. It is determined whether the payment card is a debit card or a credit card. If the payment card is a debit card, a service fee to be added to the transaction amount is determined and added to the transaction amount. A request is sent to a payment processor to approve the transaction. If the transaction is approved, the transaction is processed such that a charge in the amount of the transaction amount plus the service fee is associated with the payment card."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Debit card processing","description":"In a payment terminal that includes a processor and a memory, a request is received to process a transaction using a payment card, the request specifying a transaction amount. It is determined whether","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8478689","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8478689","citation_suggestion":"Patentable. \"Debit card processing\" (US-8478689). https://patentable.app/patents/US-8478689","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8478689","json":"https://patentable.app/api/llm-context/US-8478689","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T11:13:16.102Z"}