{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8485440","patent":{"patent_number":"US-8485440","title":"Mobile device financial transactions","assignee":null,"inventors":[],"filing_date":"2012-03-23T00:00:00.000Z","publication_date":"2013-07-16T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":20,"abstract":"A method and system for performing financial transactions. The method includes receiving by a mobile device, credit/debit card data belonging to a user of the mobile device. The credit/debit card data is registered with a financial transaction server and the user is authenticated. A USSD message comprising details associated with the user and a financial transaction is transmitted to a USSD server and a financial transaction server. In response, a random code representing the user and the credit/debit card data is received by the mobile device and a barcode is generated based on the random code. The bar code is presented to a merchant barcode scanner. The barcode is scanned, decoded, and transmitted to the financial transaction server. The decoded barcode is compared to the random code to perform a verification process associated with the financial transaction, the user, and credit/debit card data."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Mobile device financial transactions","description":"A method and system for performing financial transactions. The method includes receiving by a mobile device, credit/debit card data belonging to a user of the mobile device. The credit/debit card data","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8485440","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8485440","citation_suggestion":"Patentable. \"Mobile device financial transactions\" (US-8485440). https://patentable.app/patents/US-8485440","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8485440","json":"https://patentable.app/api/llm-context/US-8485440","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T11:19:58.408Z"}