{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8490875","patent":{"patent_number":"US-8490875","title":"Universal credit card apparatus and method","assignee":null,"inventors":[],"filing_date":"2010-09-08T00:00:00.000Z","publication_date":"2013-07-23T00:00:00.000Z","cpc_codes":["G06K","G06K","G06K","G06K","G06K","G06K","G06Q","G06Q","G06Q","G07F","G07F"],"num_claims":41,"abstract":"The apparatus and method described herein provides for creating multiple spatial patterns, such as magnetic patterns on credit cards. The invention includes storage of information from which patterns may be created, a pattern creation device for creating the spatial patterns, and control whereby the information which is stored is selectively utilized to cause the pattern creation. This allows multiple desired patterns to be simulated, allowing convenient replacement of a number of separate pattern carrying devices."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Universal credit card apparatus and method","description":"The apparatus and method described herein provides for creating multiple spatial patterns, such as magnetic patterns on credit cards. The invention includes storage of information from which patterns ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8490875","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8490875","citation_suggestion":"Patentable. \"Universal credit card apparatus and method\" (US-8490875). https://patentable.app/patents/US-8490875","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8490875","json":"https://patentable.app/api/llm-context/US-8490875","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T15:35:38.288Z"}