{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8498934","patent":{"patent_number":"US-8498934","title":"Multi-account payment consolidation system","assignee":null,"inventors":[],"filing_date":"2010-10-21T00:00:00.000Z","publication_date":"2013-07-30T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":54,"abstract":"A multi-account payment consolidation system and process, comprising a payment terminal at a point-of-sale. A central computer system is operatively coupled to the payment terminal through a network connection, the central computer system including at least a processor, and memory comprising program instructions. The program instructions are executable by the processor to register a plurality of external financial accounts and associate them with a user, register at least one customized rule-set for processing a payment associated with the user, authenticate the user when the user logs in at the payment terminal, automatically process the payment in accordance with the customized rule-set by accessing the external financial accounts, and receive a payment confirmation from the external financial accounts for display to the user on the payment terminal."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Multi-account payment consolidation system","description":"A multi-account payment consolidation system and process, comprising a payment terminal at a point-of-sale. A central computer system is operatively coupled to the payment terminal through a network c","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8498934","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8498934","citation_suggestion":"Patentable. \"Multi-account payment consolidation system\" (US-8498934). https://patentable.app/patents/US-8498934","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8498934","json":"https://patentable.app/api/llm-context/US-8498934","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T19:51:37.687Z"}