{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8504472","patent":{"patent_number":"US-8504472","title":"Electronic payment method for making payments using a mobile identifier","assignee":null,"inventors":[],"filing_date":"2012-08-17T00:00:00.000Z","publication_date":"2013-08-06T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":11,"abstract":"A method for providing electronic access to an electronic payment system includes receiving, in conjunction with a purchase by an accountholder at a merchant, information for identifying a payment account of the accountholder based upon entry into a POS terminal of the merchant of an identifier that enables identification of the accountholder and a mobile communications device of the accountholder. The method further includes providing electronic access to an electronic payment system that further enables using a telephone number of a payee to initiate an electronic communication with an electronic device associated with the payee without requiring a communications link to be established directly between a mobile communications device of the accountholder and the electronic device of the payee in order to complete a payment from the accountholder to the payee. Methods further include providing an additional service account with which a payment account of the accountholder is associated."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Electronic payment method for making payments using a mobile identifier","description":"A method for providing electronic access to an electronic payment system includes receiving, in conjunction with a purchase by an accountholder at a merchant, information for identifying a payment acc","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8504472","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8504472","citation_suggestion":"Patentable. \"Electronic payment method for making payments using a mobile identifier\" (US-8504472). https://patentable.app/patents/US-8504472","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8504472","json":"https://patentable.app/api/llm-context/US-8504472","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T20:05:20.883Z"}