{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8510135","patent":{"patent_number":"US-8510135","title":"Insurance product","assignee":null,"inventors":[],"filing_date":"2012-01-23T00:00:00.000Z","publication_date":"2013-08-13T00:00:00.000Z","cpc_codes":["G06Q","G06Q"],"num_claims":13,"abstract":"A method of determining an insurance coverage amount for an insurance plan holder having a health insurance plan using a tangible computer processor, as well as a related system and a non-transitory tangible computer readable storage medium, are provided. The method may include receiving a contribution payment amount from the insurance plan holder, the contribution payment amount including at least an investment payment portion and a premium payment portion, distributing, using the tangible computer processor, the investment payment portion and the premium payment portion between an investment account and a premium account, respectively, and determining, after the distributing, the insurance coverage amount based on an amount of funds present in the investment account and a coverage factor for a predetermined time period."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Insurance product","description":"A method of determining an insurance coverage amount for an insurance plan holder having a health insurance plan using a tangible computer processor, as well as a related system and a non-transitory t","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8510135","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8510135","citation_suggestion":"Patentable. \"Insurance product\" (US-8510135). https://patentable.app/patents/US-8510135","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8510135","json":"https://patentable.app/api/llm-context/US-8510135","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T23:04:44.301Z"}