{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8516562","patent":{"patent_number":"US-8516562","title":"Multi-channel multi-factor authentication","assignee":null,"inventors":[],"filing_date":"2011-08-18T00:00:00.000Z","publication_date":"2013-08-20T00:00:00.000Z","cpc_codes":["H04L","H04L","H04L","H04L","H04L"],"num_claims":19,"abstract":"Systems and methods for authenticating electronic transactions are provided. The authentication methods employ a combination of security features and communication channels. These security features can be based, for example, on unique knowledge of the person being authenticated, a unique thing that the person has, unique personal features and attributes of the person, the ability of the person to respond, and to do so in a fashion that a machine cannot, and so forth. Methods for enrolling the person prior to authentication are also provided, as well as systems for enrollment and authentication."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Multi-channel multi-factor authentication","description":"Systems and methods for authenticating electronic transactions are provided. The authentication methods employ a combination of security features and communication channels. These security features ca","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8516562","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8516562","citation_suggestion":"Patentable. \"Multi-channel multi-factor authentication\" (US-8516562). https://patentable.app/patents/US-8516562","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8516562","json":"https://patentable.app/api/llm-context/US-8516562","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T09:42:17.456Z"}