{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8521649","patent":{"patent_number":"US-8521649","title":"System, method, and apparatus for funds transfer","assignee":null,"inventors":[],"filing_date":"2011-06-06T00:00:00.000Z","publication_date":"2013-08-27T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":18,"abstract":"A computer-based funds transfer system provides funds transfer by making a request of a cash amount from an authorized device, then, responsive to the request, the authorized device transmits the request to a transaction server where the transaction server allocates funds and sends a code back to the authorized device. The authorized device displays the code as a bar code and the bar code is scanned by a terminal/system of a recipient. The terminal/system of the recipient sends the code and the cash amount to the transaction server. The transaction server validates the request and, if approved, sends a confirmation back to the recipient terminal/system and debits the user's account for the cash amount and the transaction server initiates a cash transfer to the recipient."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System, method, and apparatus for funds transfer","description":"A computer-based funds transfer system provides funds transfer by making a request of a cash amount from an authorized device, then, responsive to the request, the authorized device transmits the requ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8521649","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8521649","citation_suggestion":"Patentable. \"System, method, and apparatus for funds transfer\" (US-8521649). https://patentable.app/patents/US-8521649","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8521649","json":"https://patentable.app/api/llm-context/US-8521649","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T14:01:35.216Z"}