{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8527289","patent":{"patent_number":"US-8527289","title":"System and method for providing configuration and settlement processing of financial transactions using a hierarchy node model","assignee":null,"inventors":[],"filing_date":"2012-03-06T00:00:00.000Z","publication_date":"2013-09-03T00:00:00.000Z","cpc_codes":["G06Q","G06F","G06F","G06Q","G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":28,"abstract":"A system and method for providing one or more client systems for communicating with a host system over a network. The client systems use a scanner to convert a paper form of a check, coupon, or other paper document to a digital representation and then the client systems send the digital representation over a network to the host system for storage. The host system archives the digital representation and determines the appropriate processing stream for a transaction related to the paper document (e.g. coupon, check), via a decisioning engine, based on a set of predefined stream selection rules. The host system then communicates the transaction to a back end transaction destination, according to the selected processing stream. Examples of the transaction destination can include ACH, Reproduce Paper, and Remittance."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System and method for providing configuration and settlement processing of financial transactions using a hierarchy node model","description":"A system and method for providing one or more client systems for communicating with a host system over a network. The client systems use a scanner to convert a paper form of a check, coupon, or other ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8527289","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8527289","citation_suggestion":"Patentable. \"System and method for providing configuration and settlement processing of financial transactions using a hierarchy node model\" (US-8527289). https://patentable.app/patents/US-8527289","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8527289","json":"https://patentable.app/api/llm-context/US-8527289","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T22:21:31.203Z"}