{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8540147","patent":{"patent_number":"US-8540147","title":"Banking terminal that operates to cause financial transfers responsive to data bearing records","assignee":null,"inventors":[],"filing_date":"2013-02-28T00:00:00.000Z","publication_date":"2013-09-24T00:00:00.000Z","cpc_codes":["G07F","G06Q","G06Q","G07F","G07F"],"num_claims":22,"abstract":"A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in memory of the terminal. The portable terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The portable terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Banking terminal that operates to cause financial transfers responsive to data bearing records","description":"A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data correspond","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8540147","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8540147","citation_suggestion":"Patentable. \"Banking terminal that operates to cause financial transfers responsive to data bearing records\" (US-8540147). https://patentable.app/patents/US-8540147","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8540147","json":"https://patentable.app/api/llm-context/US-8540147","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-31T04:47:44.120Z"}