{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-8543445","patent":{"patent_number":"US-8543445","title":"System and method for direct mailing insurance solicitations utilizing hierarchical bayesian inference for prospect selection","assignee":null,"inventors":[],"filing_date":"2009-12-21T00:00:00.000Z","publication_date":"2013-09-24T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q"],"num_claims":19,"abstract":"A computer system selects prospects for insurance policy marketing activities. The computer system stores at least one equation that defines a predictive model responsive to a plurality of independent variables and a plurality of parameters and having an associated error component. The error component includes a spatio-temporal error component. The computer system also evaluates the parameters in order to parameterize the predictive model in such a way as to reduce the error component. Further, the computer system applies the parameterized predictive model to a data set that represents a universe of potential prospects for insurance marketing activities. Still further, the computer system generates a list of selected prospects, based on results of applying the parameterized predictive model to the data set. The list of selected prospects represents a subset of the universe of potential prospects. The computer system also outputs the list of prospective prospects."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System and method for direct mailing insurance solicitations utilizing hierarchical bayesian inference for prospect selection","description":"A computer system selects prospects for insurance policy marketing activities. The computer system stores at least one equation that defines a predictive model responsive to a plurality of independent","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-8543445","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-8543445","citation_suggestion":"Patentable. \"System and method for direct mailing insurance solicitations utilizing hierarchical bayesian inference for prospect selection\" (US-8543445). https://patentable.app/patents/US-8543445","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-8543445","json":"https://patentable.app/api/llm-context/US-8543445","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-05-30T22:35:52.913Z"}