{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-9633355","patent":{"patent_number":"US-9633355","title":"Knowledge based verification of the identity of a user","assignee":null,"inventors":[],"filing_date":"2014-01-07T00:00:00.000Z","publication_date":"2017-04-25T00:00:00.000Z","cpc_codes":["G06Q","H04L","H04L"],"num_claims":21,"abstract":"According to certain embodiments of the disclosure, a system receives a request from a user device to conduct an activity with an enterprise and determines an authentication level associated with the activity. The system receives information associated with the user from a plurality of disparate channels and calculates a risk score associated with the user based on the received information associated with the user. The system generates a token based on the authentication level and risk score and communicates the token to the user device."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Knowledge based verification of the identity of a user","description":"According to certain embodiments of the disclosure, a system receives a request from a user device to conduct an activity with an enterprise and determines an authentication level associated with the ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-9633355","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-9633355","citation_suggestion":"Patentable. \"Knowledge based verification of the identity of a user\" (US-9633355). https://patentable.app/patents/US-9633355","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-9633355","json":"https://patentable.app/api/llm-context/US-9633355","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-06-06T10:12:52.720Z"}