{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-9648015","patent":{"patent_number":"US-9648015","title":"Systems and methods for facilitating secure authentication using a biometric-enabled transitory password authentication device","assignee":null,"inventors":[],"filing_date":"2014-11-11T00:00:00.000Z","publication_date":"2017-05-09T00:00:00.000Z","cpc_codes":["H04L","G06F","G06F","G06F","H04L","H04L","H04L","H04L","G06F"],"num_claims":20,"abstract":"Secure authentication may be facilitated using a biometric-enabled transitory password authentication device. Exemplary implementations may facilitate secure payments and/or authentication via an application running on a user computing platform (e.g., a mobile device) simultaneously coordinating with both a server and the authentication device, which may act in some respects as an external hardware token. Exemplary implementations may rely on combining three parameters to establish a three-factor based approach to authentication in a fraud-free manner for digital wallets, third-party software, and/or other purposes. The three-factor based approach to authentication may require something the user possesses (e.g., the authentication device), something the user is (e.g., a biometric identifier such as a fingerprint), and something the user knows (e.g., an image or numeric based pin used to unlock the authentication device). The authentication device may include a time-based one-time password (TOTP) generator made accessible by a fingerprint matching algorithm."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Systems and methods for facilitating secure authentication using a biometric-enabled transitory password authentication device","description":"Secure authentication may be facilitated using a biometric-enabled transitory password authentication device. Exemplary implementations may facilitate secure payments and/or authentication via an appl","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-9648015","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-9648015","citation_suggestion":"Patentable. \"Systems and methods for facilitating secure authentication using a biometric-enabled transitory password authentication device\" (US-9648015). https://patentable.app/patents/US-9648015","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-9648015","json":"https://patentable.app/api/llm-context/US-9648015","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-06-06T10:55:43.901Z"}