{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-9652769","patent":{"patent_number":"US-9652769","title":"Methods, apparatus and systems for securely storing and/or accessing payment information or other sensitive information based on tokens","assignee":null,"inventors":[],"filing_date":"2012-11-07T00:00:00.000Z","publication_date":"2017-05-16T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06Q","G06Q"],"num_claims":8,"abstract":"A token is generated and processed as a substitute for sensitive information, e.g., payment information associated with a customer making a purchase of a product/service from a vendor. The customer's payment information is encrypted and stored in a first memory record of a secure computer system. A token is generated that includes memory-related information identifying the first memory record, and the token is transmitted to the vendor for storage in a customer record. To facilitate payment for the purchase, the vendor transmits the token to another party (e.g., a billing service or payment processor), and the encrypted payment information is read from the first memory record of the secure computer system based on the memory-related information in the token. The encrypted payment information is then decrypted to recover the payment information which is then used to effect payment."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Methods, apparatus and systems for securely storing and/or accessing payment information or other sensitive information based on tokens","description":"A token is generated and processed as a substitute for sensitive information, e.g., payment information associated with a customer making a purchase of a product/service from a vendor. The customer's ","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-9652769","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-9652769","citation_suggestion":"Patentable. \"Methods, apparatus and systems for securely storing and/or accessing payment information or other sensitive information based on tokens\" (US-9652769). https://patentable.app/patents/US-9652769","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-9652769","json":"https://patentable.app/api/llm-context/US-9652769","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-06-06T06:24:15.093Z"}