{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-9672435","patent":{"patent_number":"US-9672435","title":"Methods and systems for processing check based transactions using one time code","assignee":null,"inventors":[],"filing_date":"2014-06-05T00:00:00.000Z","publication_date":"2017-06-06T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q","G06V"],"num_claims":26,"abstract":"Some embodiments are directed to systems and methods for processing a check that is issued to an account holder by a bank. The method includes scanning, by a client device, at least one pre-defined machine-readable cypher that is present on the check, the check further defines at least one pattern; sending, by the client device, a service request including the scanned pre-defined machine-readable cypher to a server device; receiving, at the client device, a code that is tailored to the check based on an authentication of the service request from the server device, the code is machine-readable and includes at alphabet(s), a numeral(s), and/or a symbol(s); and changing the appearance, by the account holder, of the pattern on the check based on the received code."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Methods and systems for processing check based transactions using one time code","description":"Some embodiments are directed to systems and methods for processing a check that is issued to an account holder by a bank. The method includes scanning, by a client device, at least one pre-defined ma","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-9672435","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-9672435","citation_suggestion":"Patentable. \"Methods and systems for processing check based transactions using one time code\" (US-9672435). https://patentable.app/patents/US-9672435","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-9672435","json":"https://patentable.app/api/llm-context/US-9672435","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-06-06T06:25:12.955Z"}