{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-9681305","patent":{"patent_number":"US-9681305","title":"System and method for multi-factor mobile user authentication","assignee":null,"inventors":[],"filing_date":"2013-06-05T00:00:00.000Z","publication_date":"2017-06-13T00:00:00.000Z","cpc_codes":["H04W","G06Q","G06Q","G06Q","H04L","H04W","H04W","H04L","H04L","H04L","H04W"],"num_claims":28,"abstract":"A system and method are disclosed herein leveraging financial networks standards with mobile device data and SIM card chip knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System and method for multi-factor mobile user authentication","description":"A system and method are disclosed herein leveraging financial networks standards with mobile device data and SIM card chip knowledge to authenticate a device. For instance, a party to a transaction ma","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-9681305","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-9681305","citation_suggestion":"Patentable. \"System and method for multi-factor mobile user authentication\" (US-9681305). https://patentable.app/patents/US-9681305","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-9681305","json":"https://patentable.app/api/llm-context/US-9681305","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-06-06T04:58:57.253Z"}