{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-9710832","patent":{"patent_number":"US-9710832","title":"System and method for card-funded bill payment concierge service","assignee":null,"inventors":[],"filing_date":"2009-09-11T00:00:00.000Z","publication_date":"2017-07-18T00:00:00.000Z","cpc_codes":["G06Q","G06Q","G06Q"],"num_claims":15,"abstract":"A method for facilitating a card-based bill payment service for a customer of a biller may include (1) receiving a request from the customer to initiate the card-based bill payment service; (2) collecting customer information, the customer information including at least customer account information with the biller and card account information; (3) providing the customer information to the biller over a communications network; and (4) using a computer processor, monitoring the customer's card account for biller activity. A method for facilitating a change from an existing card account to a new card account in a bill payment service for the customer of a biller may include (1) receiving a request to update card information for the bill payment service; (2) receiving the new card account information; (3) providing the existing card account information and new card account information to the biller over a communications network; and (4) using a computer processor, monitoring the customer's new card account for biller activity. A method for transferring funds from an issuer to a biller may include (1) issuing a card to a customer, the card associated with a card account; (2) receiving a invoice for a charge from the biller to the customer; (3) posting the invoice to the customer's card account; and (4) transferring funds related to the invoice to the biller by one of electronic funds transfer and check."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"System and method for card-funded bill payment concierge service","description":"A method for facilitating a card-based bill payment service for a customer of a biller may include (1) receiving a request from the customer to initiate the card-based bill payment service; (2) collec","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-9710832","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-9710832","citation_suggestion":"Patentable. \"System and method for card-funded bill payment concierge service\" (US-9710832). https://patentable.app/patents/US-9710832","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-9710832","json":"https://patentable.app/api/llm-context/US-9710832","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-06-06T04:07:52.373Z"}