{"schema_version":"1.0","canonical_url":"https://patentable.app/patents/US-9727910","patent":{"patent_number":"US-9727910","title":"Methods, systems, and articles of manufacture for implementing an antecedent, location-based budget alert to a user","assignee":null,"inventors":[],"filing_date":"2011-04-29T00:00:00.000Z","publication_date":"2017-08-08T00:00:00.000Z","cpc_codes":["G06Q"],"num_claims":32,"abstract":"Location-based notification to a user before the user engages in a transaction at a location. Embodiments determine a location of a store at which the user is in or near by using positioning data received at a mobile communication device and determines a potential transaction amount for the user at the store and generates budget data based at least in part on a budget goal identified from a local memory of the mobile communication device or received from a remotely hosted financial management system. Budget data is presented to the user, e.g., in the form of a message, notification, or warning on the mobile communication device to inform the user about budget items relevant to a merchant at that location. The user may choose to initiate or complete a transaction at the location with or without involving the financial management system."},"analysis":{"summary":null,"layman_explanation":null,"technical_analysis":null,"business_analysis":null,"faqs":null,"topics":[],"tech_cluster":null},"seo":{"title":"Methods, systems, and articles of manufacture for implementing an antecedent, location-based budget alert to a user","description":"Location-based notification to a user before the user engages in a transaction at a location. Embodiments determine a location of a store at which the user is in or near by using positioning data rece","keywords":[]},"attribution":{"source":"Patentable","source_url":"https://patentable.app","canonical_url":"https://patentable.app/patents/US-9727910","license":"CC-BY-4.0-like","license_terms":"AI-generated analysis on this page (summary, layman_explanation, technical_analysis, business_analysis, faqs) may be reused with attribution and a visible link back to the canonical URL above. Patent abstracts, claims, and bibliographic data are USPTO public domain.","required_link":"https://patentable.app/patents/US-9727910","citation_suggestion":"Patentable. \"Methods, systems, and articles of manufacture for implementing an antecedent, location-based budget alert to a user\" (US-9727910). https://patentable.app/patents/US-9727910","copyright_holder":"Nomic Interactive Technology LLC"},"links":{"html":"https://patentable.app/patents/US-9727910","json":"https://patentable.app/api/llm-context/US-9727910","site":"https://patentable.app","llms_txt":"https://patentable.app/llms.txt"},"generated_at":"2026-06-06T16:30:44.386Z"}